.coverage-panel {
  --coverage-ink: #103d58;
  --coverage-copy: #365f73;
  color: var(--coverage-ink);
  background: linear-gradient(120deg, #edf8ff, #fff 58%, #f2fae9);
  border: 1px solid #c8e4ef;
  border-radius: 24px;
  margin-block: clamp(25px, 3.5vw, 48px);
  padding: clamp(20px, 2.8vw, 40px);
  text-align: left;
}
.coverage-head { display: flex; align-items: end; justify-content: space-between; gap: 16px 36px; }
.coverage-kicker { display: inline-flex; gap: 8px; align-items: center; color: #32648a; font-size: .83rem; font-weight: 600; }
.coverage-panel svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 1.7; }
.coverage-panel h2 { margin: 7px 0 0; font-size: clamp(1.8rem, 3vw, 2.7rem); line-height: 1.12; letter-spacing: -.045em; color: var(--coverage-ink); }
.coverage-head > p { margin: 0; max-width: 44ch; color: var(--coverage-copy); font-size: .94rem; line-height: 1.55; }
.coverage-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px 28px; margin-top: 24px; }
.coverage-group { border-top: 2px solid #b5d9e9; padding-top: 10px; }
.coverage-group p { margin: 0 0 7px; font-size: .76rem; font-weight: 650; color: #386722; letter-spacing: .08em; }
.coverage-group ul { list-style: none; margin: 0; padding: 0; }
.coverage-group li { font-size: .95rem; line-height: 1.45; padding-block: 3px; color: var(--coverage-ink); }
.coverage-quote { display: inline-flex; align-items: center; gap: 9px; min-height: 44px; margin-top: 15px; font-size: .91rem; font-weight: 600; color: #046798; text-decoration: none; }
.coverage-quote:hover { text-decoration: underline; text-underline-offset: 4px; }
.coverage-panel :is(a, summary):focus-visible { outline: 2px solid #0575ad; outline-offset: 4px; border-radius: 4px; }
.coverage-disclosure { margin-top: 18px; }
.coverage-disclosure summary { display: flex; align-items: center; justify-content: space-between; gap: 12px; list-style: none; min-height: 44px; border-block: 1px solid #c8e0eb; color: var(--coverage-ink); font-weight: 600; cursor: pointer; }
.coverage-disclosure summary::-webkit-details-marker { display: none; }
.coverage-disclosure[open] summary svg { transform: rotate(180deg); }
.coverage-disclosure + .coverage-quote { margin-top: 6px; }
@media (max-width: 800px) {
  .coverage-head { display: grid; gap: 10px; }
  .coverage-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 520px) {
  .coverage-panel { border-radius: 18px; padding: 18px; }
  .coverage-grid { gap: 14px 12px; margin-top: 18px; }
  .coverage-group li { font-size: .87rem; padding-block: 3px; }
}